Asheville NC Area Mortgage Lenders
It is important to get pre-qualified or pre-approved before selecting homes to preview unless you’ll be paying cash and have a proof of funds letter from your bank. Pre-qualification is really just a lender’s determination of how much money you will be eligible to borrow to buy your new home. Getting pre-qualified also gives you a chance to see if there are any errors on your credit report. If there are errors in the report, you can resolve them right away so it doesn’t prevent you from getting your loan and the new house you want. The best option is getting pre-approved. Once you’ve submitted income and asset documentation, the lender will be able to confidently issue a loan commitment letter or pre-approval letter, putting you in the strongest position so you can quickly and confidently move forward with your purchase. Once the lender has you pre-approved, you’ll know what price range accurately fits your budget which will save you time and frustration when looking for your new home. We’ll need to submit your pre-qualification or pre-approval letter at the same time we submit any offer, so it’s important to have your letter on hand so you’re ready to take action when you find the right home. We suggest you shop interest rates and fees, then select your preferred lender PRIOR to shopping for homes. Once you’re under contract, it is often not possible to change lenders due to the time constraints in the purchase contract.
The Asheville NC Area Mortgage Lenders on this list will be happy to pre-qualify you for a mortgage and provide you with a pre-qualification letter. There is normally no charge for getting pre-qualified by a lender and it usually takes less than 48 hours.
Please let us know if you have any questions or if we can be of assistance. We look forward to working with you to find the perfect home.
Click on any loan officer name below to be directed to their websites. Most provide on-line applications!
Movement Mortgage Kim Winters 828- 263-4425 828-460-1300 cell
Movement Mortgage Teela Waggoner 828-771-2395 828-989-3587 cell
Asheville Savings Bank Jennifer Duvall 828-250-7004 828-777-4806 cell
Champion Credit Union Nikki Hopkins 828-734-5866
First Citizens Bank Kathleen Mason 919-569-3046 (Great for Equity Lines)
Plum Dog Financial Cathy Early 828-333-4231 828-230-4525 cell
PNC Home Mortgage Marie Sladky 828-606-9400
State Employees Credit Un. Sandra Carignan 828-253-8009
Yadkin Mortgage Kathy Wannamaker 828-230-7888
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